Splitting bills with roommates: a fair system that lasts

Splitting bills with roommates goes wrong when it is invisible. One person quietly covers the internet for months, another always buys the toilet paper, and resentment builds. A shared record fixes that.

Set up a home group

Create one group for the flat and add everyone on the lease. Use recurring expenses for rent and fixed bills so they appear automatically each month.

Decide what is shared

• Rent and utilities: usually split by room size or equally.
• Groceries: shared staples split equally, personal items left out.
• Household supplies: split equally, whoever buys them logs them.

Settle monthly

Pick a day each month to settle up. Simplified debts mean most months need only one or two transfers. Record them so the balance resets to zero and everyone starts fresh.

Moving in with new people? Create a home group and invite them with a link.