Cookie Policy

Effective date: 22/09/2026.

This Cookie Policy explains how Splitwiser uses cookies and similar technologies when you visit or use our website, applications, and related services.

1. What Are Cookies?

Cookies are small text files stored on your device when you visit a website. They help websites remember information about your visit, such as your login session, preferences, and how you interact with the service.

Cookies may be temporary and deleted when you close your browser, or they may remain on your device for a longer period.

2. How Splitwiser Uses Cookies

Splitwiser may use cookies and similar technologies to:

Keep users signed in
Maintain secure user sessions
Remember preferences and settings
Improve account security
Prevent fraud or unauthorized access
Understand how users interact with Splitwiser
Identify technical issues
Improve performance and functionality
Remember cookie preferences where applicable

We use cookies only where reasonably necessary to operate, secure, analyze, and improve Splitwiser.

3. Types of Cookies We May Use

Essential cookies

These cookies are necessary for Splitwiser to function properly. They may be used for:

User authentication
Account login
Session management
Security
Fraud prevention
Saving essential preferences

Without these cookies, certain parts of Splitwiser may not work correctly.

Preference cookies

Preference cookies help remember choices you make when using Splitwiser. These may include:

Language preferences
Currency preferences
Display settings
Other user-selected settings

These cookies help provide a more consistent experience.

Analytics cookies

We may use analytics cookies to understand how users interact with Splitwiser. These cookies may help us understand:

Which pages are visited
Which features are used
How long users interact with certain pages
How users navigate the Service
Whether technical errors occur

Analytics information may be aggregated or anonymized where appropriate.

Performance cookies

Performance cookies may be used to monitor the speed, reliability, and performance of Splitwiser. They help us identify technical issues and improve the overall user experience.

Security cookies

Security-related cookies may help us:

Detect suspicious login attempts
Protect user sessions
Prevent unauthorized access
Identify fraudulent or abusive activity
Maintain the security of Splitwiser

4. First-Party Cookies

First-party cookies are cookies placed directly by Splitwiser. They may be used for functions such as:

Login sessions
Account authentication
Preferences
Security
Essential website functionality

5. Third-Party Cookies

Splitwiser may use third-party services that place or access cookies on your device. These third parties may include providers of:

Analytics services
Authentication services
Hosting and infrastructure
Security monitoring
Error reporting
AI-related services
Payment services, if applicable

Third-party cookies are controlled by the relevant third-party provider and may be subject to their own privacy and cookie policies.

6. Authentication and Session Cookies

Splitwiser may use authentication and session cookies to identify logged-in users and maintain secure access to their accounts. These cookies may be required for core functionality such as:

Signing in
Staying signed in
Accessing account information
Managing expenses and groups
Using protected dashboard features

Deleting or blocking these cookies may result in being logged out or being unable to use certain features.

7. Analytics and Usage Data

If Splitwiser uses analytics tools, those tools may collect information such as:

Browser type
Device type
Operating system
Pages visited
Session duration
Interaction with features
Approximate geographic information based on IP address
Technical and performance information

This information may be used to improve Splitwiser and understand overall usage patterns.

8. Advertising and Marketing Cookies

Splitwiser does not currently require advertising or targeted marketing cookies for its core Service. If advertising, remarketing, or personalized marketing technologies are introduced in the future, this Cookie Policy will be updated and any required consent options will be provided.

9. Similar Technologies

In addition to cookies, Splitwiser may use similar technologies, such as:

Local storage
Session storage
Pixels
Tags
Software development kits
Device identifiers

These technologies may perform functions similar to cookies, including maintaining sessions, storing preferences, measuring usage, and improving security.

10. How Long Cookies Are Stored

The length of time a cookie remains on your device depends on the type of cookie. Session cookies are generally deleted when you close your browser. Persistent cookies may remain on your device until they expire or until you manually delete them. The retention period may vary depending on the purpose of the cookie.

11. Managing Cookies

Most browsers allow you to control or delete cookies through browser settings. Depending on your browser, you may be able to:

View stored cookies
Delete cookies
Block certain cookies
Block all cookies
Receive notifications before cookies are stored
Clear cookies when closing the browser

Please note that blocking essential cookies may affect the functionality of Splitwiser. For example, you may not be able to sign in or maintain an active session.

Where required by applicable law, Splitwiser may display a cookie consent banner or similar tool. You may be able to choose which optional categories of cookies you allow. Essential cookies may remain active because they are required for the basic operation and security of the Service. You may change your cookie preferences where such functionality is provided.

13. Do Not Track Signals

Some browsers provide a “Do Not Track” setting. Because there is no universally accepted standard for responding to these signals, Splitwiser may not automatically respond to every Do Not Track request. Where required by applicable law, we will respect legally recognized privacy preference mechanisms.

14. Children's Privacy

Splitwiser is not intended for users below the minimum age stated in our Terms of Service. We do not knowingly use cookies to create targeted advertising profiles of children who are not permitted to use the Service.

We may update this Cookie Policy when:

Our technology changes
New features are introduced
Third-party services change
Our use of cookies changes
Legal requirements change

The updated version will be posted with a revised effective date.

16. Contact Us

If you have questions about this Cookie Policy or how Splitwiser uses cookies, contact us at support@splitwiser.co.